My LMS profile
Your borrower record, scoped to your organisation (tenant).
Borrower
—
display name
Reference
—
tenant · national ID
KYC completion
—
required docs
Required documents
Every lead, tracked from first contact.
🔔
3
Notifications
🔍
EM
🔴
3 loans are overdue by 3+ days — KES 39,100 at risk. Immediate outreach recommended.
Review Overdue →
✕
⚠️
7 applications pending approval — oldest is 4 days old. Your pipeline may be cooling.
Approve Now →
✕
💳
Active Loan Book
KES 338K
↑ 12.4% vs last month
👥
Active Borrowers
8
↑ 2 new this month
⚠️
Overdue Amount
KES 39.1K
↑ 3 loans 3+ days past due
📲
M-Pesa Collected
KES 161K
↑ 8 payments this cycle
At-Risk Loans (> 1 day)
11.6%
KES 39,100 at risk
Collection Rate
87.5%
7 of 8 on track
Avg CentyCred
738
Good · Tier 1 cohort
Avg Loan Size
KES 28.2K
↑ 15% vs prior period
Disbursements (Mar)
KES 315K
6 loans · this month
Repaid (Mar)
KES 21.2K
2 loans fully closed
Monthly Disbursements
KES disbursed per month · last 8 months
Portfolio by Status
Loan book composition
Collections vs Repayments Due
KES · last 8 months · actual vs expected
Collected
Expected
Lead Conversion Funnel
Origination pipeline · current cycle
Product Mix
Loans by product · % of book value
CentyCred Distribution
Borrower score tiers
Recent Activity
Live portfolio events
Top Borrowers by Exposure
Outstanding balance · ranked
Overdue Watch List
Loans requiring immediate action
| Borrower | Loan Ref | Amount (KES) | Days Overdue | Action |
|---|
Total Leads
—
this month
Pending Review
—
awaiting action
Approved
—
converted
Rejected
—
declined
Lead Pipeline
🔍
All 0
Pending 0
Approved 0
Completed 0
Rejected 0
| Full Name | Phone | Business Name | Location | Distributor | Source | Status | Action |
|---|
Total Applications
—
all time
Pending Approval
—
needs action
Avg Loan Ask
—
KES average
Approval Rate
—
last 30 days
Loan Applications
🔍
Approvals should consider borrower risk score and KYC completion before disbursement.
All 0
Pending 0
Approved 0
Rejected 0
Disbursed 0
0 selected
| Loan Ref | Borrower | Risk | KYC | Amount (KES) | Interest Rate | Product | Partner | Status | Applied | Actions |
|---|
Active Loans
—
performing
Overdue
—
need attention
Total Book (KES)
—
disbursed value
Repaid
—
closed loans
Loan Book
🔍
All 0
Active 0
Due 0
Overdue 0
Repaid 0
Withdrawn 0
Frozen 0
Written Off 0
| Loan Ref | Borrower | KE Number | Amount (KES) | Disbursed | Repayment | Due Date | Status | Action |
|---|
Total Borrowers
—
in portfolio
Active
—
with live loans
Blacklisted
—
restricted
Avg CentyCred
—
credit score
Borrower Registry
🔍
All 0
Active 0
Awaiting Activation 0
Inactive 0
Blacklisted 0
| Borrower Ref | Name | Phone | KE Number | Loan Limit (KES) | CentyCred Score | Status | Invite Code | Action |
|---|
Total Collected (KES)
—
all repayments
Today's Receipts
—
KES received
Completed
—
payments
Pending Match
—
unmatched
M-Pesa Repayments
🔍
All
Matched
Unmatched
Exceptions
| Phone | Amount (KES) | M-Pesa Code | Loan Account | Loan Ref | Mode | Created On | Match Status | Completed |
|---|
Total Products
—
active products
Avg Interest Rate
—
per month
Max Loan Limit
—
KES ceiling
Partners
—
active lenders
Lending Products
| Product Name | Product Ref | Partner | Loan Limit (KES) | Default Rate | Transaction Charge | Status | Actions |
|---|
KYC Document Types
—
configured
Required Docs
—
mandatory
Optional Docs
—
supplementary
KYC Document Registry
| Document Type | Unique Code | Required | Description | Actions |
|---|
Total Profiles
—
registered
Complete KYC
—
verified
New This Month
—
onboarded
Avg Loan Limit
—
KES allocated
Borrower Profiles
🔍
| Account Ref | Name | Phone | Distributor | Loan Limit (KES) | CentyCred | Created On | Action |
|---|
Templates
—
configured
Sent Today
—
messages out
Scheduled
—
queued
Delivery Rate
—
success %
Email Communication Centre
Templates
Scheduled
Sent Log
| Template Name | Category | Template Body | Status | Actions |
|---|
| Recipient | Template | Scheduled For | Status | Action |
|---|
| Recipient | Message | Sent At | Status |
|---|
Bulk Update Assistant
Upload partner data to update borrower and repayment records
1
Upload spreadsheet
2
Confirm Details
3
View Summary
📂
Drop your spreadsheet here, or click to browse
Supports .xlsx, .xls — max 25MB
📋 Preview: 247 rows detected across 3 sheets. Review before importing.
| # | Borrower Name | KE Number | Amount (KES) | M-Pesa Code | Date |
|---|---|---|---|---|---|
| 1 | Grace Wanjiku | KE-0041 | 12,500 | RA4X9KL2MT | 13 Mar 2026 |
| 2 | Peter Kamau | KE-0087 | 8,000 | SB7Y2WK5NR | 13 Mar 2026 |
| 3 | Faith Njeri | KE-0112 | 15,000 | TC9Z4VM8PQ | 12 Mar 2026 |
✅
Update complete
247 records processed • 241 matched • 6 flagged for review
Recent Update History
| Date | File | Records | Matched | Flagged | Status | By |
|---|
Settings
Manage your LMS workspace, connected services, and preferences.
Organisation
Company identity and branding
Used to sync the setup checklist. Save is automatic when you leave the field.
Connected Services
Manage service connections and account status
M-Pesa Statement Service
Test mode is active
Core Loan Service
Connect your live loan service when ready
Email Delivery Service
Delivery rate: 98.2%
Step-up MFA
Not verified for this session
Danger Zone
Irreversible actions — proceed with caution. Step-up MFA and typed confirmation are required.
Audit Log
| Time | Actor | Action | Resource | Status | Detail |
|---|
Reports
Portfolio insights — at-risk loan tracking, disbursement history and collection performance.
At-Risk Loan Report
Disbursements
Collection
Active Loan Book
—
At-Risk (KES)
—
At-Risk Rate
—
Overdue Loans
—
Overdue Loan Register
| Loan Ref | Borrower | Principal (KES) | Repayment (KES) | Overdue Bucket | Status | Action |
|---|
Total Disbursed
—
Total Loans
—
Avg Loan Size
—
Active Products
—
Monthly Disbursement Summary
| Month | Loans | Total (KES) | Avg Size (KES) | Volume |
|---|
Total Repayments Due
—
Collected (KES)
—
Collection Rate
—
Outstanding Gap
—
M-Pesa Collection Log
| Date | Phone | Amount (KES) | M-Pesa Code | Loan Ref | Status |
|---|